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Last Updated: March 2026

Welcome to the Merchant Insurance Solutions website. By accessing this website or using our services, you agree to the following Terms and Conditions.

Website Use

The information provided on this website is for general informational and educational purposes related to Medicare and health insurance options. While Merchant Insurance Solutions strives to provide accurate and up-to-date information, we make no guarantees regarding the completeness, reliability, or accuracy of the information on this site. Use of this website does not establish a client relationship until services are formally agreed upon.

Medicare Disclaimer

Merchant Insurance Solutions is an independent insurance agency. We are not affiliated with or endorsed by the U.S. government or the federal Medicare program. We assist individuals in reviewing Medicare plan options offered by private insurance carriers. Plan availability, benefits, and premiums may vary by location and eligibility. Enrollment in Medicare plans is subject to Centers for Medicare & Medicaid Services (CMS) guidelines and enrollment periods.

Communication Consent

By contacting Merchant Insurance Solutions through our website, phone, email, or text messaging, you consent to receive communications related to your inquiry or insurance services. These communications may include phone calls, emails, text messages, appointment reminders, and responses to insurance or Medicare inquiries.

SMS / Text Messaging Terms

If you opt in to receive text messages from Merchant Insurance Solutions:

Text messages are used only for customer service, appointment reminders, and insurance-related communication. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All other categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. By providing a telephone number and submitting forms on this website, you are consenting to be contacted by SMS text message. Message & data rates may apply. You can reply STOP to opt-out of further messaging.

Third-Party Links

Our website may include links to external websites such as insurance carriers or informational resources. Merchant Insurance Solutions is not responsible for the privacy practices or content of third-party websites.

Limitation of Liability

Merchant Insurance Solutions shall not be liable for any direct or indirect damages resulting from the use of this website or reliance on information provided. Insurance coverage and benefits are determined solely by the terms of the insurance policy issued by the carrier.

Changes to Terms

Merchant Insurance Solutions may update these Terms and Conditions periodically. Updates will be posted on this page with the revised effective date.

Contact Information

Merchant Insurance Solutions
Heidi Merchant
Phone: (469) 447-5055
Email: Heidi@MIS.LLC
Website: MIS.LLC and MerchantInsuranceSolutions.LLC