Get free, personalized Medicare plan comparisons or Individual/ACA health plan comparisons from top carriers. Compare what matters — with a licensed local agent by your side.
At Merchant Insurance Solutions, our mission is to provide tailored insurance solutions for every individual, regardless of age — because everyone deserves access to quality health and life insurance that meets their unique financial needs.
We compare Medicare Advantage, Medicare Supplement, and ACA marketplace plans from top national carriers so you can see your real options side by side, at no cost to you.
Turning 65, losing employer coverage, or new to Medicare? We walk you through eligibility, timing, and how to actually apply — step by step.
Our relationship doesn't end at enrollment. We're here for questions, plan changes, and renewals in the years ahead.
Not sure whether Advantage or Supplement fits your needs and budget? We'll walk through the differences and match you with the right carrier.
Learn More →Under 65 or not yet Medicare-eligible? We help you compare Individual Health plans on the ACA marketplace from top carriers.
Compare ACA Plans →A captive agent can only sell you one company's plans. As an independent broker, we work for you — not one insurance company.
See estimated 2026 cost changes and percentage increases at a glance.
We're appointed with 27+ carriers, so plan comparisons are based on real options — not a single company's product line.
Real feedback from people we've helped find the right coverage.
"[Add a real client quote here once collected.]"
"[Add a real client quote here once collected.]"
These are placeholders — swap in real, permissioned client quotes before launch. Don't publish invented reviews.
114 North Ohio Street, Ste. 201
Celina, TX, USA
(469) 447-5055 · Heidi@MIS.LLC
Hours: By Appointment
205 West Lamberth Road, Suite 700
Sherman, TX, USA
(469) 447-5055 · Heidi@MIS.LLC
Hours: By Appointment